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Bank seeks constantly to find formulas
appropriate investment to its clients in
various categories of viewers and
aspirations, and to achieve this the World
between the formula and other modern means
of investment and financing, which
diversifies its tools, and provides
opportunities for new tranches of investment
funds liquidity available to it, and in
accordance with the teachings of the Islamic
Sharia. The Bank currently through the
Department of domestic investment, many of
the products and service funding directly
serve all customers and to facilitate their
access to the diverse needs of goods and
services through the branches scattered in
all Yemeni provinces according to investment
following formulas :
Murabaha:
The service is suitable for the activities
of local businesses and concerned business
owners where they enjoy the comfort and
convenience because it includes many of the
advantages and benefits, such as :
1- not increased the value of the cost of
any commissions or fees.
2- profit known does not contain any
increase agreed on or delaying payment.
3- client granted an appropriate period for
the payment of the first installment
4- advisory services and technical
assistance.
It
provides this type of service to the
required purchase of the investment bank's
clients, both in the domestic market
(domestic profit) or from the foreign market
(profit of) are purchased by the opening
credits for review and then re-selling them
piecemeal to the client, provided that the
cost of the product known to the parties and
also profit.
Salam:
the bank is purchasing certain types of
agricultural crops with the specific
amounts, typically less than their purchase
price market, and the purchase before the
season in early maturity on the price paid
to farmers who need it in various fields to
enable them to collect and hold , transfer
and delivery of agricultural Haslath to
receive bank that later when crops matured,
with the knowledge or sell them in
cooperation with other jurisdictions.
Estisna:
The service is suitable for industrial
entrepreneurs and real estate construction
and other heavy terms of the bank
represented the landlord in the management
and implementation of the project until the
end. The bank rose financing of this project
and supervise the good commitment with
technical specifications own. And that
customers can implement its own project and
then pay as flexible payment program with a
grace period of time to pay the first
installment.
Ejarah:
The bank bought the necessary equipment for
the work of trade and the client then leased
it to be traced back to the bank with the
end of a lease or a purchase agreement
allows the lessee owns the equipment at the
end of the lease. This is the type of
contracts, the mitigation of the great
entrepreneurs of the operational costs paid
on the purchase of equipment and heavy
machinery required for the project, which
represent a heavy burden on the capital,
when they are renting these machines and
equipment to the customer monthly premium at
the end of the term of the project the
customers return equipment based on the bank
or buy it. The widening list of machinery
and equipment to include computer hardware,
cars and heavy equipment and other needs of
large enterprises. |
